Threat console
UPI handle or request
Investigate in seconds.
Investigate suspicious UPI handles, collect requests, refund scams and fake QR payment overlays before approving.
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Suspicious UPI handles, collect requests or refund scams.
Step 02 · Results
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- Risk score with confidence band
- Key signals and evidence summary
- Recommended next steps to stay safe
ThreatSnaps analyses are AI-assisted guidance, not legal or financial advice. Always verify through official channels.
About this checker
UPI fraud relies on a single moment of inattention - approving a collect request, scanning a tampered QR, or trusting a refund story. Paste the UPI handle, transaction reference or message and ThreatSnaps tells you whether the pattern matches known fraud playbooks across Indian payment rails.
Red flags to watch for
- Someone asks you to enter your UPI PIN to receive money. Real credits never require a PIN.
- Refund process needs you to scan a QR or approve a request instead of receiving an automatic credit.
- Seller insists on payment to a personal UPI handle that does not match the registered business name.
What to do if you were targeted
- Reject the collect request and never share your UPI PIN.
- Report fraudulent UPI handles to your bank, NPCI and the cybercrime portal (cybercrime.gov.in in India).
- If money was sent, raise a chargeback through your bank within 24 hours for the best chance of reversal.
Frequently asked questions
Can ThreatSnaps reverse a UPI payment?
No. We help you avoid the loss and document it. Reversal requires your bank and the receiving bank.
Does it work for handles beyond Paytm, PhonePe and Google Pay?
Yes. Any UPI handle (vpa@bank) can be analyzed.
Do you store the handle I check?
Only briefly for abuse prevention. Handles are not sold or shared.